STAGG

Intern housing in NYC

What a summer in New York actually costs, how the options really compare, and where a private studio fits.

Most people looking for intern housing in New York start by sorting rooms by price. It is the obvious thing to do, and it often produces the wrong answer, because the number in the listing is not the number you pay.

A room advertised at $1,600 a month can arrive with a broker fee, a guarantor service, a furniture bill and a utility split attached. Count those and a four-month summer in a shared room lands near $2,800 a month effective — for a room where the bathroom is someone else’s too.

A Studio Basic at Stagg is $2,708 a month effective, all in. Private bathroom. Private entrance off the hallway. Nothing shared.

That is the whole argument of this page, and the arithmetic is set out below with its assumptions on the table. It does not hold in every case: if you find a direct share with no broker fee and you do not need a guarantor, the shared room is genuinely cheaper, and that scenario is shown too. What it does mean is that the cheap option is not automatically the cheap option — and it is worth ten minutes to work out which one you are looking at.

What makes intern housing hard in New York

Nothing about the New York rental market is built for someone here for one summer. Five things go wrong, in roughly this order.

No US credit history. If you are arriving from abroad, or you are twenty and have never held a US credit card, a landlord has nothing to score you on. The usual workaround is a guarantor — a US-based person earning many times the monthly rent who agrees to cover you. Most interns do not have one. The commercial substitute is a guarantor service, which charges a fee for the same undertaking, and it appears late.

Twelve-month leases. The market’s default term is a year. Your internship is ten to fourteen weeks. Landlords who will write a shorter lease are a minority, and short terms usually price at a premium.

Broker fees. A payment to the agent who showed you the apartment, charged to you rather than the landlord, often around one month’s rent. Nobody mentions it until the paperwork. Plenty of listings carry none — but you have to know to ask, and interns rarely do.

Furniture. An unfurnished New York apartment is genuinely unfurnished. Bed, mattress, desk, lamp, wardrobe — bought in June and given away in August.

Time. You are arranging all of this from another city or country, between January and April, while finishing a term. The tours you cannot attend and the leases you cannot sign on paper become their own problem.

None of this is unusual. It is the normal friction of the market meeting somebody here for one season — and the reason short-stay furnished housing exists at all.

What a summer in NYC actually costs

Four months, one person. The shared room is modelled two ways, because the gap between them is large and showing only the expensive version would be dishonest.

Assumptions. Four months is treated as 17.3 weeks (52 ÷ 12 × 4). Stagg’s Studio Basic is $625 per week, which is the whole rate — furniture, electricity, gas, heat, water, air conditioning, trash, sewer and Wi-Fi are inside it. The shared-room columns use round mid-market estimates; substitute your own.

Shared room — with broker fee & guarantorShared room — no broker fee, no guarantorStagg Studio Basic
Rent, four months$6,400$6,400$10,833
Broker fee (≈ one month)$1,600$0$0
Guarantor service$1,500$0$0
Utilities$500$500$0
Furniture$1,000$1,000$0
Internet$200$200$0
Total$11,200$8,100$10,833
Effective per month$2,800$2,025$2,708
Refundable deposit, out of pocket$1,600$1,600$2,500
Own bathroomNoNoYes
Own entranceNoNoYes

Read the two shared-room columns as the range you are choosing between, not as one number.

In the first column, the cheap room is not cheaper. It costs $367 more over the summer than a private studio, and you still share a bathroom. Everything making up the difference — fee, guarantor, furniture, utilities — is invisible in the listing and unavoidable once you have committed.

In the second column, the cheap room is cheaper, by about $680 a month. That is a real saving and worth stating plainly. What you give up for it is the private bathroom, the private entrance, and a counterparty who is a company rather than a stranger on a listings site. Some people will take that trade, reasonably. It is just not the trade most people think they are making, because most are comparing $1,600 against $2,708 and stopping there.

The deposit line matters more than it looks. Stagg’s is four weeks of rent — $2,500 on a Studio Basic — more cash up front than a typical room-share deposit. It is refundable less any damage, but if your constraint is cash in hand in May rather than total cost across the summer, look at that line first.

Your options, honestly compared

Six ways to spend a summer in New York. Each has a case, and the case is not always ours.

A shared room. Cheapest headline number, and the second column above shows it can be the cheapest real number too. You also get flatmates, which is a plus at twenty-one in a city where you know nobody. The risks are structural rather than financial: informal shares often have no lease behind them, deposits with no paper trail are hard to recover, and in a joint tenancy you can be liable for a housemate who leaves. Ask who holds the lease before you send money.

Purpose-built co-living. Furnished, short terms, utilities bundled, and a social programme that solves the “I know nobody” problem properly. The trade is that the private space is a bedroom — bathroom and kitchen are usually shared. Check prices directly rather than trusting any comparison, including this one.

A sublet. Often the best value available if you find a good one, and June to August is when students vacate. The problem is verification: you are dealing with an individual, sometimes without the landlord’s consent. Sublet scams target out-of-town interns specifically. Never wire a deposit for a room you or somebody you trust has not seen.

An extended-stay hotel. Zero friction — no lease, no credit check, no furniture — and the most expensive option per month by a wide margin. Sensible as a two-week bridge, rarely for fourteen.

Airbnb by the month. Furnished and flexible, and monthly discounts bring the nightly rate down. Two cautions: New York restricts short-term rentals of whole units, so compliant monthly bookings are a narrower category than the search results suggest; and a host can cancel, where a lease cannot.

Stagg. A private furnished studio with its own ensuite bathroom and entrance, one weekly rate covering everything, no broker fee, no furniture to buy. The honest limitations: nine-month minimum, a deposit of four weeks’ rent, and no pretence of being cheap in headline terms.

Ask about a summer room

Tell us when you would arrive and which studio interests you; we will come back with what is free and what it costs, within one business day. Nothing is charged until you have seen the terms.

Enquire about a room →

What to look for in intern housing

Whatever you choose, these are the questions that decide whether it works.

The minimum term, against your actual dates. Ask this first; it eliminates options fastest, and here it eliminates us. Stagg’s leases run from nine months upward, and a summer internship does not come close — a ten-week stay would mean paying for roughly thirty weeks you do not use. We would rather say that plainly at the top of the page than let you find it at signing. If you are here for one summer, the options worth your time are the shared room, the sublet, purpose-built co-living and the extended-stay hotel, all compared above.

What “furnished” actually includes. The word covers everything from a bare bed frame to a fully equipped flat. Ask specifically: mattress, linens, wardrobe, desk, lamp, cookware. A furnished room with no linens still costs you a Saturday and $200.

What “utilities included” actually includes. Electricity catches people out, because a New York summer means air conditioning. Ask whether there is a usage cap. At Stagg there is no separate utility bill at all — electricity, gas, heat, water, air conditioning, trash, sewer and Wi-Fi are inside the weekly rate.

The deposit, and how you get it back. How much, when it is returned, what can be deducted. Stagg’s is four weeks of rent, refundable at the end of the stay less any damage; at booking you pay the deposit plus your first week, then rent is billed every two weeks.

The commute, in minutes rather than miles. A cheaper room forty-five minutes out costs you an hour and a half of every weekday plus a transit pass. Price the total.

Who you are contracting with. A company with an address, or an individual on a listings site. Both can work; only one is straightforward to chase if something goes wrong.

Living at Stagg

Stagg is a 1902 building at 12 West 44th Street, between Fifth and Sixth Avenues, by Renwick, Aspinwall & Owen, designated a New York City landmark in 2012. Twelve storeys, limestone at the base and red brick above.

There are three studio types. Every one has its own ensuite bathroom and its own entrance off the hallway. Nothing inside the room is shared — not the bathroom, not the desk. Worth being clear about, because most of what a search for intern housing returns is a bedroom in somebody else’s apartment.

StudioWeekly rateNatural light
Studio Basic$625Limited
Studio Plus$695Bright
Studio King$745Bright

Studio Basic is the most affordable studio with an ensuite bathroom, with two honest drawbacks: limited natural light, and no oven or stove. If a dark room would not suit you, look at Plus or King. Studio Plus is brighter and larger; Studio King is the largest of the three.

No studio has an oven or a stove. Each has a mini-fridge, microwave, coffee maker and kettle, and the building has an eat-in kitchen for anything needing a hob.

In every studio: ensuite bathroom, study desk, 60" smart TV with a streaming device, mini-fridge, microwave, coffee maker, kettle, air conditioning, built-in bookshelves. In the building: fitness centre, laundry on site, laundry service, security system, eat-in kitchen, high-speed Wi-Fi.

Terms. Leases from nine months upward. Deposit of four weeks’ rent, refundable less any damage. At booking you pay the deposit plus your first week, then rent is billed every two weeks. No broker fee, no separate utility bill. The building is non-smoking and pet-free, with no exceptions.

Getting to work from 12 West 44th

The strongest single argument for this address is that most Midtown internships are a walk rather than a commute.

Bryant Park is one block south, with the New York Public Library along its eastern edge. Grand Central is a six-minute walk east and Times Square about the same going west. The B, D, F and M stop at 42nd Street–Bryant Park, two minutes from the door, and the 7 and the 42nd Street shuttle run out of Grand Central.

The building scores Walk 100, Transit 100 and Bike 80. A hundred on Walk Score means daily errands need no car — which here also means they need no subway ride.

We will not name employers; being near an office is not a relationship with the company in it. But if your internship is in Midtown, your commute cost is likely to be zero, and the hour a day it saves is worth more than most of the line items on this page.

Frequently asked questions

Can I stay for just ten weeks?
No. The minimum term is nine months, so a summer internship does not reach it — ten weeks would mean paying for around thirty you do not use, which is not a trade worth making. For a single summer, look at a sublet, a shared room, co-living or an extended-stay hotel; the comparison above covers all four honestly.
Do I share a bathroom?
No. Every studio has its own ensuite bathroom and its own entrance off the hallway. Nothing inside the room is shared with anyone.
What is included in the rent?
Everything. Furniture, electricity, gas, heat, water, air conditioning, trash, sewer and Wi-Fi are covered by the weekly rate. There is no separate utility bill and no broker fee.
How does the deposit work?
Four weeks of rent, refundable at the end of your stay less any damage. At booking you pay the deposit plus your first week, and rent is billed every two weeks after that.
Is the room furnished?
Fully. Bed, mattress, linens, wardrobe, desk, nightstand and a smart TV are already in place. Bring clothes and a laptop.
Can I cook?
Not on a hob in the room — no studio has an oven or a stove. Each has a mini-fridge, microwave, coffee maker and kettle, and there is an eat-in kitchen in the building.
Can I see the room before I commit?
Yes. Ask for a tour and we will arrange one, in person or over video if you are out of town.
Are pets allowed?
No. The building is non-smoking and pet-free.
How do I apply?
Send an enquiry with your move-in date and the studio you want. We reply with availability and the next steps. Nothing is charged until you have seen the terms.

Tell us when you would like to move in

If you are working in Midtown this summer, one number here covers the room, the furniture, the electricity and the Wi-Fi. Say which studio interests you and roughly when you would arrive — we answer every enquiry within one business day.

Enquire about a room →

In this part of the guide

The rest of the guides

See the studios: Studio Basic · Studio Plus · Studio King — or ask about a room.